Speak with Integrity. Say only what you mean. Avoid using your word to speak against yourself, or to gossip about others. Use the power of your word in the direction of truth and love.

Nothing others do is because of you. What others say and do is a projection of their own reality, their own dream. When you are immune to the opinions and actions of others, you won’t be the victim of needless suffering. Always choose wanting to get it right over being right. You will be judged here, don’t take it personally. It’s an opportunity.

Find the courage to ask questions, and to express what you really want. Communicate with others as clearly as you can to avoid misunderstandings, sadness, and drama. Always assume others are doing their best. By limiting your assumptions, becoming open minded, and adhering to the principles in this agreement, you can completely transform your life.

Your best is going to change from moment to moment, it will be different when you are healthy as opposed to sick. Under any circum- stance, simply do your best, and you will avoid self-judgment, self-abuse, and regret.

In a growth mindset, people believe that their most basic abilities can be developed through dedication and hard work—brains and talent are just the starting point. This view creates a love of learning and a resilience that is essential for great accomplishment.

Open your mind up to the idea that there is enough for everyone. As opposed to a scarcity mindset, where in order for you to win there must be someone else that loses. There’s plenty to go around.

Even if you are comfortable and confident with your level of knowl- edge, it’s essential to always posture yourself as the student physically and mentally. This naturally puts you in a growth mindset where you’re open to learning new ideas and opinions, and because of this you make others feel heard and important – like they should. The world wants to support someone humble enough to be the student. Embrace the process. “Chop Wood and Carry Water”.

This goes for both your time and money! This starts with being able to define an asset compared to a liability. Each time you spend time or money you should at least be mindful of, “what is my true return on this investment?” If it does not give you consistent returns, it is a liability. We know that at times we will indulge on too many drinks, or a nice vehicle, but if these liabilities become a staple in someone’s life, it is up to one of us to label and acknowledge.

If there’s any part of our business that you’re not willing to advertise on a billboard that says “we do this”, it doesn’t matter if it makes you money, it’s not worth doing. We’re in this business for healthy, long term relationships, and the best way to do that is by always acting in the best interest of the customer. We’ll find a better way.

At each quarterly review you will have 1-3 goals in different categories of your life. Categories can look like: Fitness, Health, Personal Finance, Work, Career, Relationships, Personal Growth, Mindfulness, Spirituality, or Education.